These Terms were last updated on 2 June 2025

Disclaimer: Our Platform is designed to record emotional states and details of financial trades for informational and analytical purposes only. It does not facilitate any actual trading activities. The information provided by our Platform is not intended to be (and does not constitute) financial advice or trading advice. The emotional and trade data recorded should not be considered as a recommendation to buy, sell, or hold any financial instrument. Users are solely responsible for their own trading decisions and should conduct their own research and due diligence before making any investment choices.

1. These Terms

These Terms contain the terms and conditions on which we supply the Platform to you. Please read these Terms carefully before you accept these Terms by accessing the Platform.

1. Engagement and Term
   
   1. These Terms apply from when you sign up for an Account, until the date on which your Account is terminated in accordance with these Terms. We grant you a right to use our Services for this period of time only (which may be suspended or revoked in accordance with these Terms).
   2. You must be at least 16 years old to use the Platform.
   3. Variations to these Terms: We may amend these Terms at any time, by providing written notice to you. By clicking “I accept” or continuing to use our Platform after the notice, you agree to the amended Terms. If you do not agree to the amendment, you may close your Account with effect from the date of the change in these Terms by providing written notice to us. If you close your Account, you will no longer be able to access our Services (including our Platform) on and from the date of cancellation.
   4. If you access or download our mobile application from (1) the Apple App Store, you agree to any Usage Rules set forth in the App Store Terms of Service or (2) the Google Play Store, you agree to the Android, Google Inc. Terms and Conditions including the Google Apps Terms of Service.
   5. By installing and using this platform as a Google Chrome extension, you acknowledge and agree to comply with Google’s Terms of Service and Chrome Web Store Program Policies, in addition to our Terms. These Google policies may be updated from time to time, and it is your responsibility to remain informed of and adhere to the current versions.
2. Our Services
   
   1. We provide the following services to you:

1. access to our Platform; and
2. access our troubleshooting support (Support Services),

(collectively, our Services).

1. 1. You may access our Platform using a device which is listed as being compatible with our Platform, as set out on our website. You should ensure that any device you use to access the Services is compatible with the Platform.
   2. If you require Support Services, you may request these by getting in touch with us by contacting support@fxnotes.com. We will aim to respond as soon as we can, during UK business hours.
   3. Beta Services: If we provide you with access to any new or beta services, you acknowledge that because of the developmental nature of such services, you use them at your own risk and we have no obligation to maintain or provide error corrections. Any new or beta services we provide you with access to are for evaluation purposes only and not for production use, and we may discontinue those services at any time at our sole discretion.
   4. Third Party Products or Services: Where you engage third parties to operate alongside our Services (for example, any third-party software systems you wish to integrate with our Platform), those third parties are independent of us and you are responsible for (meaning we will not be liable for) the goods or services they provide, unless we expressly agree otherwise.

1. Accounts
   
   1. You must register on the Platform and create an account (Account) to access and use our Platform.
   2. You may register for an Account using your Google account (Single Sign-On Account). If you sign in to your Account using a Single Sign-On Account, you authorise us to access information from your Single Sign-On Account including your name and contact information.
   3. While you have an Account with us, you agree to keep your information up-to-date (and ensure it remains true, accurate and complete).
   4. You are responsible for keeping your Account details and your username and password confidential and you will be liable for all activity on your Account. You agree to immediately notify us of any unauthorised use of your Account.
   5. We may suspend your access to our Services where we reasonably believe there has been any unauthorised access to or use of our Services (such as the unauthorised sharing of login details for our Platform). If we suspend your access to our Services, we will let you know within a reasonable time of doing so, and we will work with you to resolve the matter, or if it cannot be resolved, then we may terminate your Account and your access to our Services will end.
2. Recording Trades and using the Platform
   
   1. When you click ‘New Trade Entry’ on the Platform, you will have the option to record your trading activity. This may include:
      
      1. details of the trade, including date, time and stock information;
      2. webcam recordings of your face during trading (where you turn this feature on); and
      3. trading behaviour and performance data.
   2. Before any webcam recording begins, you will be asked to provide your explicit consent. You may withdraw this consent at any time by deleting the recording via the Platform. You must not record any third parties without their explicit consent.
   3. Details of the trading activity may be captured through screen recording analysis of the third-party trading platform (Trading Platform) you have connected to our Platform. When our Platform is connected to the Trading Platform you nominate, the Platform may automatically detect and record certain information related to your trades. The Platform is designed to work with various Trading Platforms; however, we are not responsible for the functionality or compatibility of any Trading Platform.
   4. Your recorded trades, including files, visual data graphs, and other trading data, will be stored and be accessible through your personal dashboard on the Platform. This includes access to your trading logs, calendar of trading activity, trade information and target setting. You may also utilise the trading journal features to record your trading experiences, thoughts, and strategies.
   5. Our Platform may include artificial intelligence (AI) features, which may be provided by us or through user-connected third-party AI services. You acknowledge that AI technology is experimental and evolving. The AI features provided through our Platform (including, but not limited to, the processing of video and image data) may have limitations, produce errors, or generate unexpected results. We make no warranties regarding the accuracy, reliability, or fitness for a particular purpose of any use of AI features.
3. Platform Licence
   
   1. While you have an Account, we grant you a right to use our Platform (which may be suspended or revoked in accordance with these Terms). This right cannot be passed on or transferred to any other person.
   2. You must not:

1. access or use our Platform in any way that is improper or breaches any laws, infringes any person’s rights (for example, intellectual property rights and privacy rights), or gives rise to any civil or criminal liability;
2. interfere with or interrupt the supply of our Platform, or any other person’s access to or use of our Platform;
3. introduce any viruses or other malicious software code into our Platform;
4. use any unauthorised or modified version of our Platform, including but not limited to for the purpose of building similar or competitive software or for the purpose of obtaining unauthorised access to our Platform;
5. attempt to access any data or log into any server or account that you are not expressly authorised to access;
6. use our Platform in any way that involves service bureau use, outsourcing, renting, reselling, sublicensing, concurrent use of a single user login, or time-sharing;
7. circumvent user authentication or security of any of our networks, accounts or hosts or those of any third party; or
8. access or use our Platform to transmit, publish or communicate material that is, defamatory, offensive, abusive, indecent, menacing, harassing or unwanted.

1. Availability, Disruption and Downtime
   
   1. While we strive to always make our Services available to you, we do not make any guarantees that these will be available 100% of the time. Our Services may be disrupted during certain periods, including, for example, as a result of scheduled or emergency maintenance.
   2. Our Services (including our Platform) may interact with, or be reliant on, products or services provided by third parties, such as cloud hosting service providers. To the maximum extent permitted by law, we are not liable for disruptions or downtime caused or contributed to by these third parties.
2. Intellectual Property and Data
   
   1. You acknowledge and agree that any Intellectual Property or content (including copyright and trademarks) available on the Platform, the Platform itself (including how it looks and functions), any algorithms or machine learning models used on the Platform, as well as our copyrighted works, trade marks, inventions, designs and other intellectual property, and any feedback you may provide regarding the Platform (Our Intellectual Property) will at all times vest, or remain vested, in us.
   2. We authorise you to use Our Intellectual Property solely for your personal use. You must not exploit Our Intellectual Property for any other purpose, nor allow, aid or facilitate such use by any third party. You must not use Our Intellectual Property for any commercial purpose.
   3. You must not, without our prior written consent:

1. copy, in whole or in part, any of Our Intellectual Property;
2. reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate any of Our Intellectual Property to any third party; or
3. breach any intellectual property rights connected with the Platform, including (without limitation) altering or modifying any of Our Intellectual Property, causing any of Our Intellectual Property to be framed or embedded in another website, or creating derivative works from any of Our Intellectual Property.

Your Data

1. 1. You own all data, information, personal data, or content you upload into the Platform (Your Data), as well as any data or information output from the Platform using Your Data as input (Output Data). Note that Output Data does not include the Analytics (as described below).
   2. You grant us a limited licence to copy, transmit, store, backup and/or otherwise access or use Your Data and the Output Data to:

1. communicate with you;
2. supply the Platform to you and otherwise perform our obligations under these Terms;
3. diagnose problems with the Platform;
4. enhance and otherwise modify the Platform;
5. perform Analytics;
6. develop other services, provided we de-identify Your Data; and
7. as reasonably required to perform our obligations under these Terms.

1. 1. You agree that you are solely responsible for all of Your Data that you make available on or through the Platform. You represent and warrant that:

1. you are either the sole and exclusive owner of Your Data or you have all rights, licences, consents and releases that are necessary to grant to us the rights in Your Data (as contemplated by these Terms); and
2. neither Your Data nor the posting, uploading, publication, submission or transmission of Your Data or our use of Your Data on, through or by means of our Platform will infringe, misappropriate or violate a third party’s intellectual property rights, or rights of publicity or privacy, or result in the violation of any applicable law or regulation.

1. 1. You acknowledge and agree that we may monitor, analyse and compile statistical and performance information based on and/or related to your use of the Platform, in an aggregated and anonymised format (Analytics). You acknowledge and agree that we own all rights in the Analytics, and that we may use the Analytics for our own business purposes, provided that the Analytics do not contain any identifying information.
   2. We do not endorse or approve, and are not responsible for, any of Your Data.
   3. You are responsible for (meaning we are not liable for) the integrity of Your Data on your systems, networks or any device controlled by you.
   4. You acknowledge and agree that the Platform and the integrity and accuracy of the Output Data is reliant on the accuracy and completeness of Your Data, and the provision by you of Your Data that is inaccurate or incomplete may affect the use, output and operation of the Platform.
   5. This clause will survive the termination or expiry of these Terms.

1. Your Warranties
   
   1. You represent, warrant and agree that:

1. you will not use our Platform, including Our Intellectual Property, in any way that competes with our business;
2. there are no legal restrictions preventing you from entering into these Terms;
3. all information and documentation that you provide to us in connection with these Terms is true, correct and complete; and
4. you have not relied on any representations or warranties made by us in relation to the Platform (including as to whether the Platform is or will be fit or suitable for your particular purposes), unless expressly stipulated in these Terms.

1. Limitations on and Exclusions to our Liability
   
   1. Nothing in these Terms limits any Liability which cannot legally be limited, including Liability for:

1. death or personal injury caused by negligence; and
2. fraud or fraudulent misrepresentation.

1. 1. Subject to clauses 15.1 (liability which cannot legally be limited) and 15.2 (damage caused by defective digital content), but despite anything to the contrary, to the maximum extent permitted by law:

1. you acknowledge that we only supply the Platform to consumers for domestic and private use. If you use the Platform for any commercial, business or re-sale purpose we will have no liability to you for liability involving any loss of profit, loss of business, business interruption, or loss of business opportunity;
2. a Party’s liability for any liability under this Agreement will be reduced proportionately to the extent the relevant liability was caused or contributed to by the negligent or unlawful acts or omissions of, or breach of this Agreement by the other Party;
3. we shall have no Liability for any Third Party Products or Services, or any unavailability of the Platform due to a failure of the Third Party Products or Services;
4. our aggregate liability for any and all Liability arising from or in connection with this Agreement will be limited to £10.

1. 1. This clause 15 will survive the termination or expiry of these Terms.

1. Termination
   
   1. Cancellation: You may request to cancel the Services at any time by notifying us ‘cancel my Account’ feature in your Account.
   2. We may terminate these Terms (meaning you will lose access to our Services, including access to your Account) if:

1. 1. 1. you breach these Terms and do not remedy that breach within 7 days of us notifying you of that breach; or
      2. you breach these Terms and that breach cannot be remedied.
   2. Should we suspect that you are in breach of these Terms, we may suspend your access to the Platform while we investigate the suspected breach.
   3. Upon expiry or termination of the Services, we will retain Your Data (including copies) as required by law or regulatory requirements.
   4. Termination of the Services will not affect any rights or liabilities that a Party has accrued under these Terms.
   5. This clause will survive the termination or expiry of these Terms.
2. Notice Regarding Apple
   
   1. To the extent that you are using or accessing our Platform on an iOS device, you further acknowledge and agree to the terms of this clause. You acknowledge that these Terms is between you and us only, not with Apple Inc. (Apple), and Apple is not responsible for the Platform and any content available on the Platform.
   2. Apple has no obligation to furnish you with any maintenance and support services with respect to our Platform.
   3. If our mobile application fails to conform to any applicable warranty, you may notify Apple and Apple will refund the purchase price of the mobile application to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the mobile application and any other claims, losses, liabilities, damages, costs or expenses attributable to any failure to conform to any warranty will be our responsibility.
   4. Apple is not responsible for addressing any claims by you or any third party relating to our mobile application or your use of our mobile application, including but not limited to: (1) product liability claims; (2) any claim that our mobile application fails to conform to any applicable legal or regulatory requirement; and (3) claims arising under consumer protection or similar legislation.
   5. Apple is not responsible for the investigation, defence, settlement and discharge of any third-party claim that our mobile application infringes that third party’s intellectual property rights.
   6. You agree to comply with any applicable third-party terms when using our mobile application.
   7. Apple and Apple subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary of these Terms.
   8. You hereby represent and warrant that: (1) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country; and (2) you are not listed on any U.S. Government list of prohibited or restricted parties.
3. General
   
   1. Assignment: Subject to the below clause, a Party must not assign or deal with the whole or any part of its rights or obligations under these Terms without the prior written consent of the other Party (such consent is not to be unreasonably withheld).
   2. Assignment of Debt: You agree that we may assign or transfer any debt owed by you to us, arising under or in connection with these Terms, to a debt collector, debt collection agency, or other third party.
   3. Contracts (Rights of Third Parties) Act 1999: Notwithstanding any other provision of these Terms, nothing in these Terms confers or is intended to confer any right to enforce any of its terms on any person who is not a party to it.
   4. Disputes: Neither we or you may commence court proceedings relating to any dispute, controversy or claim arising from, or in connection with, these Terms (including any question regarding its existence, validity or termination) (Dispute) unless we and you first meet (in good faith) to resolve the Dispute. Nothing in this clause will operate to prevent us or you from seeking urgent injunctive or equitable relief from a court of appropriate jurisdiction.

If the Dispute is not resolved at that initial meeting:

1. 1. 1. where you are resident or incorporated in England and Wales, refer the matter to mediation, administered by The Centre for Effective Dispute Resolution; or
      2. where you are not resident or incorporated in England and Wales, refer the matter to arbitration administered by the London Court of International Arbitration (LCIA), with such arbitration to be conducted in London, before one arbitrator, in English and in accordance with the LCIA Arbitration Rules.
   2. Force Majeure: To the maximum extent permitted by law, we shall have no Liability for any event or circumstance outside of our reasonable control.
   3. Marketing: You agree that we may send you electronic communications about our products and services. You may opt-out at any time by using the unsubscribe function in our electronic communications
   4. Governing law: These Terms are governed by the laws of England and Wales. Each Party irrevocably and unconditionally submits to the exclusive jurisdiction of the courts operating in England and Wales and any courts entitled to hear appeals from those courts and waives any right to object to proceedings being brought in those courts. The Platform may be accessed in the UK and overseas. We make no representation that the Platform complies with the laws (including intellectual property laws) of any country outside of the UK. If you access the Platform from outside the UK, you do so at your own risk and are responsible for complying with the laws in the place you access the Platform. The United Nations Convention of Contracts for the International Sale of Goods is expressly excluded from these Terms.
   5. Notices: Any notice given under these Terms must be in writing addressed to us at the details set out below or to you at the details provided in your Account. Any notice may be sent by standard post or email, and will be deemed to have been served on the expiry of 48 hours in the case of post, or at the time of transmission in the case of transmission by email.
   6. Privacy: All personal data you provide to us will be treated in accordance with our privacy policy. You can find our privacy policy at [insert link].
   7. Severance: If a provision of these Terms is held to be void, invalid, illegal or unenforceable, that provision is to be read down as narrowly as necessary to allow it to be valid or enforceable, failing which, that provision (or that part of that provision) will be severed from these Terms without affecting the validity or enforceability of the remainder of that provision or the other provisions in these Terms.
   8. Third party sites: The Platform may contain links to websites operated by third parties. Unless we tell you otherwise, we do not control, endorse or approve, and are not responsible for, the content on those websites. We recommend that you make your own investigations with respect to the suitability of those websites. If you purchase goods or services from a third party website linked from the Platform, such third party provides the goods and services to you, not us. We may receive a benefit (which may include a referral fee or a commission) should you visit certain third-party websites via a link on the Platform (Affiliate Link) or for featuring certain products or services on the Platform. We will make it clear by notice to you which (if any) products or services we receive a benefit to feature on the Platform, or which (if any) third party links are Affiliate Links.
2. Definitions

Applicable Data Protection Law means the laws and regulations applicable to the processing of Personal Data by the Parties in connection with the Terms, including the Data Protection Act 2018.

Intellectual Property means any copyright, registered or unregistered designs, patents or trade marks, business names, get-up, goodwill, domain names, know-how, inventions, processes, trade secrets or confidential information, circuit layouts, software, computer programs, databases or source codes, including any application for registration of, and any improvements, enhancements or modifications of, the foregoing, and any right to apply for and be granted, renewals or extensions of, and rights to claim priority from, such rights and all similar or equivalent rights or forms of protection which subsist or will subsist now or in the future, including in respect of the foregoing.

Liability means any expense, cost, liability, loss, damage, claim, notice, entitlement, investigation, demand, proceeding or judgment (whether under statute, contract, equity, tort (including negligence), misrepresentation, restitution, indemnity or otherwise), howsoever arising, whether direct or indirect and/or whether present, unascertained, future or contingent and whether involving a third party or a party to these Terms or otherwise.

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